Financial Aid & scholarships
Welcome to the Financial Aid Department of Atlantis University.
The Office of Financial Aid is dedicated to assisting students in need of financial aid to cover tuition expenses, helping them identify the most suitable options tailored to their specific needs. To maintain transparency and ensure equal opportunities for all applicants, the department has implemented procedures designed to promote fair and consistent treatment throughout the application process.
At Atlantis University, the responsibility for covering educational costs primarily rests with the student and their families. However, financial aid is available to help bridge the gap between a student’s resources and their actual financial needs.
Steps to Complete the FAFSA Form
Atlantis University FAFSA Federal School Code: 042339
1. Create your FSA ID and password.
The FSA ID allows students to complete all their financial aid applications online and allows an electronic signature to access confidential data.
Click here to create your FSA ID
2. Fill Out the FAFSA Form.
omplete the FAFSA for 2024-2025 using student/parent 2022 income to start classes in the Spring semester.
The FAFSA for 2025-2026 is now available! Submit it early with student/parent 2023 income to maximize eligibility for additional aid.
Click here to complete the FAFSA form
Note: The FAFSA system guides students through the application process. Applications can be saved and resumed at a later time should all required information not be available.
3. Complete the Master Promissory Note (MPN)
The Master Promissory Note (MPN) is a legal document in which the borrower agrees to repay their loan(s), including any accrued interest and fees, to the U.S. Department of Education. It also outlines the terms and conditions of the loan(s).
Click here to complete the MPN
4. Complete Loan Entrance Counseling
Loan entrance counseling ensures that borrowers understand the terms and conditions of their loan, as well as their rights and responsibilities. During this process, they are informed about loan basics, how interest works, repayment options, and strategies to prevent delinquency or default.
Click here to Complete the loan entrance counseling
Federal Aid Support
The Federal Student Aid Customer Support team is available to assist individuals with their FAFSA form.
They can be reached by calling (800) 433-3243
Customer Support Hours:
- Monday – Friday: 8:00 AM to 11:00 PM EST
- Weekends: 11:00 AM to 5:00 PM EST
- Closed on federal holidays
Important Information About FAFSA Processing
To qualify for student aid, schools must have a processed FAFSA for the 2024-2025 and 2025-2026 academic year. After submission, applications typically take 2-3 business days to be sent to schools. After which, applicants and schools will receive a Student Aid Report (SAR) containing all information entered on the form.
Financial aid consists of a combination of grants, loans, and scholarships.
Using Your Florida Prepaid Plan at Atlantis University
Atlantis University proudly accepts Florida Prepaid College Plan benefits. To ensure your plan funds are applied toward your tuition and fees, please follow the steps below:
Step 1: Submit a Transfer Authorization Request to Florida Prepaid
To use your Florida Prepaid benefits at Atlantis University, you must submit a Transfer Authorization Request through your Florida Prepaid account:
- Log in to your Florida Prepaid account at com.
- Navigate to Plan Details and select “Transfer Authorization”. https://www.itppv.com/documents/pdf/prepaid/prepaid-transfer-form.pdf
- Select Atlantis University, Miami, Florida as the institution to receive your plan benefits.
- Indicate whether you’d like the plan to pay tuition, fees, or both.
- Confirm and submit the request.
Tip: Submit your transfer request at least 2–3 weeks before the start of each semester to ensure timely processing.
Step 2: Notify Atlantis University
After submitting your Transfer Authorization:
- Email a copy of your confirmation or Florida Prepaid Authorization Summary to financialaid@atlantisuniversity.edu (or your Financial Aid Advisor).
- Include your full name, Academic Program, and term of enrollment (e.g., Fall 2025).
Step 2: Notify Atlantis University
Once your authorization is received:
- Atlantis University will invoice Florida Prepaid for the amount equivalent to in-state public tuition rates.
- You will be responsible for covering any remaining balance if your plan does not fully cover your tuition and fees.
- Payments from Florida Prepaid will be reflected on your student account once processed.
Tip: To confirm that your current Florida Prepaid benefits are being applied to your student account, go to your student account page in your Atlantis University portal.
Have Questions?
Contact the Office of Student Financial Services:
- Phone:377.8817 Ext 1005
- Email: financialaid@atlantisuniversity.edu
- Office Hours: Monday–Friday, 9:00 a.m.–5:00 p.m.
Or reach out directly to Florida Prepaid:
- Customer Service: 1-800-552-4723
- Website: myfloridaprepaid.com
Grants, Loans, and Scholarships
Grants
Packaged based on financial need and do not need to be repaid unless a student becomes ineligible. Students must maintain satisfactory academic progress to remain eligible.
- Federal Pell Grant: grant program designed to assist undergraduate students in low and moderate-income households to pay for college. Award amounts are based on the cost of the institution, Student Aid Index (SAI), enrollment status, and is subject to an aggregate (lifetime) limit.
- Federal Supplemental Educational Opportunity Grant (FSEOG): grant provided by the institution to qualified undergraduate students who demonstrate exceptional financial need and does not need to be repaid. The amount of funding from this program varies by institution.
Loans
Atlantis University participates in the Federal Student Loan Program, which allows students and their parents to borrow funds to meet educational expenses. These loans must be repaid with interest. Federal student loans typically have low-interest rates and flexible repayment terms.
- Subsidized Direct Loan – undergraduate federal student loan based on financial need and offers students a reduced, fixed interest rate and flexible repayment terms. Interest is subsidized, meaning it does not accrue to the borrower, while in an in-school, grace, or deferment period. Annual and aggregate (lifetime) limits apply.
- Unsubsidized Direct Loan – offers students a fixed interest rate and flexible repayment terms. It is not based on financial need. Interest begins to accrue when the loan is disbursed and can be paid while the student is enrolled or when loan repayment begins. Annual and aggregate (lifetime) limits apply.
- Federal Direct PLUS Loan: federal loan graduate/professional students and parents of dependent student use to help pay for education expenses. A credit check for adverse credit history is required for eligibility. Interest begins to accrue when the loan is disbursed and can be paid while the student is enrolled or when loan repayment begins.
Subsidized Direct Loan
Available to undergraduate students with financial needs. Repayment begins six months after a student graduates or is no longer enrolled -at least half-time-. The school determines the amount students can borrow, which may not exceed their financial needs.
The interest rates for Direct Subsidized Loans and Direct Unsubsidized Loans first disbursed on or after July 1, 2022, and before July 1, 2023, are 4.99%.
For further information, click here
Unsubsidized Direct Loans
Available for undergraduate and graduate students, not based on financial need. Interest is charged during in-school, deferment, and grace periods. The interest rate on Federal Direct Unsubsidized loans borrowed by undergraduate students on or after July 1, 2022, and before July 1, 2023, is 4.99%, and the interest rate for graduate/professional students for the same period is 6.54%.
You are charged interest on this loan from the time it is disbursed until it is paid in full.
Federal Direct PLUS Loan
Low-interest loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. A mandatory credit check is completed as eligibility for this loan depends upon the borrower’s creditworthiness.
For Direct PLUS Loans first disbursed on or after July 1, 2022, and before July 1, 2023, the interest rate is 7.54%. This is a fixed interest rate for the life of the loan.
For further information, click here
https://studentaid.gov/understand-aid/types/loans/plus
Federal Work-Study (FWS)
Provides funding for part-time jobs for undergraduate and graduate students with financial need. Unlike grants and loans, FWS is paid to students as they earn the funds by working.
Learn more about Federal Financial Aid – Loans, Grants, and Work-Study Programs.
Veteran Students Federal Aid Support
Section 1018 of Public Law 116-315
Johnny Isakson and David P. Roe, M.D. Veterans Health Care and Benefits Improvement Act of 2020, adds new requirements for educational institutions participating in the educational assistance programs of the Department of Veterans Affairs (VA). These new provisions became effective June 15, 2021, beginning August 1, 2021. Many of the requirements are consistent with the requirements of the Principles of Excellence, currently in Executive Order 13607; however, there are requirements in addition to those embodied in the Principles of Excellence which schools must also satisfy to maintain approval for GI Bill® participation. Atlantis University FA office will provide financial information to students using benefits under Chapter 30, 31, 32, 33, or 35 of title 38, U.S.C., or Chapter 1606 of title 10, U.S.C.) with a personalized note that contains:
1. Estimated total course that includes tuition, fees, books supplies, and any other additional costs. The Atlantis University FA office develops an estimate of the Cost of Attendance (COA) for each student including tuition, fees, books, supplies, room and board, transportation, and miscellaneous costs associated with attending Atlantis University. The student’s actual costs may vary depending on their own unique circumstances. To estimate your cost of attendance before applying multiply the total amount of the cost of attendance by the number of years to complete your academic program. To learn more about what costs are covered by your VA Education Benefits, please visit:
https://www.va.gov/education/gi-bill-comparison-tool/
To learn more about the student aid programs available to Atlantis University students, please visit: our Financial Aid office
Estimate amount of Student debt
For the estimated amount of student loan debt, the individual would have upon graduation, please visit:
https://collegescorecard.ed.gov/
Other information to facilitate comparison by the individual about aid packages offered by different educational institutions
Utilize your College Financing Plan to compare your aid package at Atlantis University with other packages offered by different educational institutions. The College Financing Plan is a consumer tool that participating institutions use to notify students about their financial aid package. It is a standardized form that is designed to simplify the information that prospective students receive about costs and financial aid so that they can easily compare institutions and make informed decisions about where to attend school.
Other Resources
https://nces.ed.gov/collegenavigator/